First Home Buyers
At The Loan Home, we're Finance & Mortgage Brokers based in Randwick, NSW helping clients access Home Loan Options, First Home Owner Grants and Incentives
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Rated 5 from 31 Reviews
At The Loan Home, we're Finance & Mortgage Brokers based in Randwick, NSW helping clients access Home Loan Options, First Home Owner Grants and Incentives
Rated 5 from 31 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
We’ll meet, either in person or via an online meeting, to discuss your current financial situation, all your hopes and dreams, and what is most important to you in a Bank or Lender.
Preliminary Assessment
We will then request all of the information required to complete a financial assessment. Think bank statements, payslips etc. We know - this part might trigger bad memories! But we are here to make it as simple as possible.
Review Options
We then review various banks and lenders offers in the market to find the most suitable home for your loan. And of course reduce your Interest Rate, and any other costs, as much as possible!
Get It Done
We’ll talk you through all the important bits, help you to choose your new loan home, and to complete the formal documentation. Then we’ll hold your hand all the way to settlement and beyond.
Book AppointmentAH
Amanda Hutchins
Jess was fantastic to work with and took care of everything needed for pre-approval. She was knowledgeable, professional and kept us updated throughout the process so we would highly recommend her to anyone looking to borrow.
JP
Johanna Packham
I had the pleasure of working with Jessica from The Loan Home, and I couldn't be happier with the experience. As a first-time homebuyer, the process initially felt overwhelming, but Jessica made it incredibly easy and straightforward. She made me feel like I had a team supporting me, giving me the confidence to take the leap into the housing market. Jessica simplified every step, ensuring I understood all my options and felt comfortable throughout the entire process. Thanks to her expertise and dedication, buying my first home was a smooth and enjoyable experience. Highly recommend Jessica and The Loan Home!
LM
Louise MANNING
Applying for my first morgage was a very overwhelming and daunting proposition. Luckily for me I met Jess! Throughout the process Jess was there to answer any questions or queries and was always available when I needed something explained. She made the experience simple without any hassles. I have since recommended Jess onto others who would be guaranteed the same level of service and professionalism.
We’re Commercial Bankers from way back! We’ll find you the policy, pricing and terms you need for your:
• Asset and Equipment Finance
• Business Purchases or Shareholder buyouts
• Cashflow Financing requirements including Trade Finance
• Specialised industry lending e.g Pharmacy, Childcare, Professional Services
They’re known to be tricky but we’ll work with you, your Accountant and your Solicitor to make it as simple as possible. Talk to us about purchasing property in your Self Managed Super Fund.
It’s our jam! We love it. We can help with all of your commercial property lending requirements. Whether it’s a warehouse, an office space, a pub, daycare or pharmacy – we’ve done it all before!
• Purchases and refinances
• Investors and Owner occupiers
• Fit Outs
• Commercial construction and development
Not sure what kind of loan you need for your current financial circumstances? That's our job. We take the time to deeply understand your current financial position and needs so that we can deliver tailored finance solutions chosen from a panel of leading lenders. Talk to us today - we will help you to make sense of what you need and what options are available to you.
There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your needs. We can help first home buyers, next home buyers, refinancers and investors. We also have extensive experience supporting Business owners with all of their cashflow and lending needs. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.
It’s our bread and butter – we are here to help with all of your standard residential lending requirements.
• First home buyers, next home buyers, property investors or refinancers
• Debt consolidation, top-ups, equity access
• Residential construction and development