Refinancing
At The Loan Home, we're Finance & Mortgage Brokers based in Randwick, NSW helping clients refinance their Home Loan or Investment Loan
Rated 5 from 74 Reviews
At The Loan Home, we're Finance & Mortgage Brokers based in Randwick, NSW helping clients refinance their Home Loan or Investment Loan
Rated 5 from 74 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
We’ll meet, either in person or via an online meeting, to discuss your current financial situation, all your hopes and dreams, and what is most important to you in a Bank or Lender.
Preliminary Assessment
We will then request all of the information required to complete a financial assessment. Think bank statements, payslips etc. We know - this part might trigger bad memories! But we are here to make it as simple as possible.
Review Options
We then review various banks and lenders offers in the market to find the most suitable loan. And of course reduce your Interest Rate, and any other costs, as much as possible!
Get It Done
We’ll talk you through all the important bits, help you to choose your new Home Loan, and to complete the formal documentation. Then we’ll hold your hand all the way to settlement and beyond.
Book AppointmentMP
Maria Petersen
We had an outstanding experience with our mortgage broker based in Sydney, even though we’re in Brisbane. Everything was handled seamlessly and remotely, making the whole process easy and stress free. We were on a single income and the deal was tight in the current market, so we really needed to get the best possible outcome. She worked incredibly hard to make that happen and delivered a fantastic result for us. Her communication was excellent, always prompt and clear, and we felt fully supported every step of the way. Highly recommend to anyone looking for a reliable and dedicated broker, no matter where you’re located! ★★★★★
RK
Robert Kinnaird
We had a fantastic experience working with Jessica from The Loan Home for our SMSF investment property. From start to finish, she provided exceptional service, guiding us through every step of the process with professionalism and care. Jessica’s communication was outstanding—she was always quick to respond, kept us well-informed, and made sure we felt confident in every decision. What really stood out was her depth of knowledge and her ability to explain things clearly, which made what can be a complex process feel much more manageable. We truly appreciated her ongoing support and responsiveness throughout the entire journey. We wouldn’t hesitate to recommend Jessica to anyone looking for a reliable, knowledgeable, and supportive broker. Thank you, Jessica!!
LG
Luke Gardiner
Jessica brings exceptional experience and lending skills to the table. She considers a range of different perspectives and possibilities helping to think through options to get the best results. I never hesitate to recommend Jessica and she always delivers.
We’re Commercial Bankers from way back! We’ll find you the policy, pricing and terms you need for your:
• Asset and Equipment Finance
• Business Purchases or Shareholder buyouts
• Cashflow Financing requirements including Trade Finance
• Specialised industry lending e.g Pharmacy, Childcare, Professional Services
They’re known to be tricky but we’ll work with you, your Accountant and your Solicitor to make it as simple as possible. Talk to us about purchasing property in your Self Managed Super Fund.
It’s our jam! We love it. We can help with all of your commercial property lending requirements. Whether it’s a warehouse, an office space, a pub, daycare or pharmacy – we’ve done it all before!
• Purchases and refinances
• Investors and Owner occupiers
• Fit Outs
• Commercial construction and development
Not sure what kind of loan you need for your current financial circumstances? That's our job. We take the time to deeply understand your current financial position and needs so that we can deliver tailored finance solutions chosen from a panel of leading lenders. Talk to us today - we will help you to make sense of what you need and what options are available to you.
There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your needs. We can help first home buyers, next home buyers, refinancers and investors. We also have extensive experience supporting Business owners with all of their cashflow and lending needs. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.
It’s our bread and butter – we are here to help with all of your standard residential lending requirements.
• First home buyers, next home buyers, property investors or refinancers
• Debt consolidation, top-ups, equity access
• Residential construction and development
The Loan Home ABN: 16664 951 188, The Loan Home Pty Ltd ABN: 16 664 951 188. Credit Representative #546901 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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