Investment Loans

At The Loan Home, we're Finance & Mortgage Brokers based in Randwick, NSW helping clients secure the right Investment Loan to buy an investment property

Rated 5 from 34 Reviews

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Buy your first investment property or expand your portfolio with an Investment Loan

An Investment Property can be a great way to earn passive income while also taking advantage of numerous tax benefits. However, an investment property with the wrong Investment Loan can quickly erode these benefits and leave you worse off. We're experts in Investment Loans and can make sure you purchase with the right loan.

Understanding concepts like Negative Gearing and Positive Gearing as well as making sure you purchase a property that has high capital growth are key to growing your investment portfolio. We can help you find the right loan to fit your investment property strategy and handle all the paperwork to get your loan approved.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get the right Investment Loan, we have the expertise and experience to guide you through the process of finding the right loan for you.

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Getting an Investment Loan

Initial Consult

We’ll meet, either in person or via an online meeting, to discuss your current financial situation, all your hopes and dreams, and what is most important to you in a Bank or Lender.

Preliminary Assessment

We will then request all of the information required to complete a financial assessment. Think bank statements, payslips etc. We know - this part might trigger bad memories! But we are here to make it as simple as possible.

Review Options

We then review various banks and lenders offers in the market to find the most suitable Investment Loan. And of course reduce your Interest Rate, and any other costs, as much as possible!

Get It Done

We’ll talk you through all the important bits, help you to choose your new Investment Loan, and to complete the formal documentation. Then we’ll hold your hand all the way to settlement and beyond.

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Julia Thoener

I loved working with Jess! She made sense of the incomprehensible, and did it with a smile and in a genuinely engaging manner. I’ve bought and sold a number of properties over the last 25 years - I just wish I would have had Jess on my side previously. I would likely have fewer grey hairs. Thoroughly recommend Jess!

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Sophia Mantell

Jess has taken what felt to be an impossible mountain to climb and made it simple, enjoyable and unbelievably FAST! Thank you Jess for creating a plan for me and my girls to get into our home. If you're looking for a broker who cares and works for YOU Jess is your woman.

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Eloíse Schaker

We had an exceptional experience working with Jess! Her expertise and dedication helped us secure a pre-approval quickly, and she has always been available to answer questions and offer guidance. I genuinely felt supported every step of the way. Highly recommend Jessica to anyone looking for a top-notch broker.

Frequently Asked Questions

Can you help with Business Lending?

We’re Commercial Bankers from way back! We’ll find you the policy, pricing and terms you need for your:

• Asset and Equipment Finance
• Business Purchases or Shareholder buyouts
• Cashflow Financing requirements including Trade Finance
• Specialised industry lending e.g Pharmacy, Childcare, Professional Services

Can you help with Self Managed Superfund (SMSF) Loans?

They’re known to be tricky but we’ll work with you, your Accountant and your Solicitor to make it as simple as possible. Talk to us about purchasing property in your Self Managed Super Fund.

Are you able to help finance Commercial Property?

It’s our jam! We love it. We can help with all of your commercial property lending requirements. Whether it’s a warehouse, an office space, a pub, daycare or pharmacy – we’ve done it all before!

• Purchases and refinances
• Investors and Owner occupiers
• Fit Outs
• Commercial construction and development

Not sure what kind of loan you need?

Not sure what kind of loan you need for your current financial circumstances? That's our job. We take the time to deeply understand your current financial position and needs so that we can deliver tailored finance solutions chosen from a panel of leading lenders. Talk to us today - we will help you to make sense of what you need and what options are available to you.

How can we help?

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your needs. We can help first home buyers, next home buyers, refinancers and investors. We also have extensive experience supporting Business owners with all of their cashflow and lending needs. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

Do you help with residential property finance?

It’s our bread and butter – we are here to help with all of your standard residential lending requirements.

• First home buyers, next home buyers, property investors or refinancers
• Debt consolidation, top-ups, equity access
• Residential construction and development

Ready to get started?